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Contractors General Liability

For over twenty years, the Westcap team has been a reliable provider of solutions for a wide array of residential and commercial/industrial general contractors and subcontractors.

Policy Structure

Occurrence Based Primary General Liability

Available Limits



Admitted and Rated A VIII by AM Best

Minimum Premiums

$2,500; $4,000 in California


$1,000 - $25,000


California, Arizona, Nevada, Oregon, Texas, and Minnesota

Sampling of Acceptable Trades

  • Remodelers
  • Demolition
  • Roofing
  • Plumbing
  • Plaster, Stucco, EIFS
  • Concrete, incld. Foundation Work
  • Rough Framing
  • Structural Steel
  • Custom Home Builders
  • Excavation / Grading


  • 100% Sub Costs Acceptable
  • New Condo/Townhouse Work
  • Blanket and Scheduled “Your Work” AI’s
  • Blanket PPA ($5M CAP)
  • Blanket and Scheduled Waiver of Subrogation
  • Earth Movement Sub-Limit Options
  • EIFS Buy-Back Options
  • Scheduled Past Projects Options
  • No Work Height Limitation
  • No Tract Limitation
  • No Overspray Exclusion

Contact Us

If you are not yet appointed and would like to discuss an opportunity, please call us at 805-688-4995 or complete our contact us page.

Existing brokers please send completed submissions to: