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Building Material Distributors &
Manufacturers General Liability

Westcap’s Products Liability Program offers coverage for a variety of businesses that distribute or manufacture materials for the building materials industry.

Policy Structure

Occurrence Based Primary General Liability

Available Limits



Admitted and Rated A VIII by AM Best

Minimum Premium



$2,500 - $25,000


California, Nevada

Sampling of Eligible Classes

  • Bolt, Nut, Rivet, Screw or Washer Mfg.
  • Building Material Dealers-Retail or Wholesalers
  • Concrete Products
  • Door or Window
  • Heating / Air Mfg. and Dist.
  • Plumbing Fixtures / Supplies Mfg., including Valves
  • Tank Building or Mfg.
  • Wire, Rope or Cable Mfg.

We are not a market for the following:

Aircraft Products, Aerosol Products, Chemical Products, Cranes, Explosives, Medical Products, Hand Tool Mfg., Helmets & Protective Gear Mfg., Lead, Asbestos, and Other Hazardous Substance Products, Scaffolding and Ladder Mfg., Traffic Control Equipment

Submissions Requirements

Completed Acord application, Westcaps’ BMDM supplemental application, including a thorough product description
Product Brochure / Website
Five Years of Prior Gross Receipts
Five Years of Current Carrier Prepared Loss Runs

Contact Us

If you are not yet appointed and would like to discuss an opportunity, please call us at 805-688-4995 or complete our contact us page.

Existing brokers please send completed submissions to: